Provident Credit Union (Redwood Shores Community Branch)

Provident Credit Union: Redwood Shores Community Branch

Provident Credit Union, established in 1950, is a not-for-profit financial cooperative that has been serving its members for over seven decades. The Redwood Shores Community Branch, located at 210 Redwood Shores Parkway, Redwood City, CA 94065, is one of the many branches that Provident Credit Union operates to provide personalized service and excellent rates to its member-owners.

Main Services

• Checking Accounts: Provident Credit Union offers a variety of checking accounts to suit different financial needs, including Kasasa Cash, Kasasa Saver, and Provident Select Checking.
• Savings Accounts: They provide competitive savings accounts such as Share Savings, Money Market, and Certificates of Deposit (CDs) with various terms.
• Loans: The credit union offers mortgage loans, auto loans, equity loans, and HELOC, along with personal loans and credit cards.
• Investing and Retirement: Provident Credit Union helps members plan for their future with IRAs, mutual funds, and annuities.
• Online Banking: Members can enjoy convenient online banking services, including bill pay, transfers, and mobile banking.
• Insurance: The credit union provides auto, home, and life insurance options through CUNA Mutual Group.
• Health Savings Accounts (HSAs): Provident Credit Union offers HSAs for members to save for qualified medical expenses.

Location and Access

The Redwood Shores Community Branch is situated in the heart of Redwood City, near the intersection of Highway 101 and Highway 84. It is easily accessible from various points in the San Francisco Peninsula, including Menlo Park, Atherton, and Belmont. The branch is located in the Redwood Shores business park, close to several other businesses and restaurants.

Public transportation is available via the SamTrans bus system, with multiple bus lines stopping near the branch. The nearest light rail station is the Redwood City Caltrain Station, approximately 2.5 miles away. Additionally, the branch offers ample free parking for members and visitors.

Featured Characteristics

• Wheelchair Accessibility: The Redwood Shores Community Branch is wheelchair accessible, with a designated entrance and parking lot for individuals with disabilities.
• ATM: The branch has an ATM on-site, providing members with 24/7 access to their funds.
• Cash Advance: Members can obtain cash advances on their loans or lines of credit at the branch.
• Financial Consultants: Provident Credit Union offers personalized financial consulting services to help members make informed decisions about their finances.
• Community Involvement: As a not-for-profit credit union, Provident is committed to giving back to the community. The Redwood Shores branch actively participates in local events and initiatives.

Practical Information

Member Reviews and Positive Aspects

The Redwood Shores Community Branch has an average rating of 3.4/5 on Google My Business, with 15 reviews. Positive aspects highlighted by members include:

• Personalized service and friendly staff
• Competitive rates and fees compared to traditional banks
• Convenient location and easy access
• Free parking lot
• Access to a wide range of financial services and products
• The credit union's commitment to the community and local events

One member praised the branch, stating, "I've been a member for over 25 years and have always received excellent service." Another member appreciated the branch's involvement in the community, mentioning, "They sponsor many local events and charities, which is fantastic."

While some members had concerns about changes to rewards programs and rates, the overall sentiment is positive, with many members valuing Provident Credit Union's personalized service and community focus.